~ Le Viêt Nam, aujourd'hui. ~
The Vietnam News

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Foreign businesses upset over new Vietnam tax

HANOI - Vietnam has imposed a 10 percent withholding tax on interest payments on offshore loans that appears to buck standard business practice by also catching intra-group lending, lawyers and bankers said on Tuesday.

They said the tax, which took effect on January 1, hit foreign contractors along with banks and law firms.
If not reversed the tax could add another cost to doing business in a nation struggling to combat perceptions it is one of the toughest in the region to make money, they added.

Ministry of Finance Circular 169 concerning tax obligations of foreign contractors, a copy of which was seen by Reuters, states any foreign entity that does not fall under the Law on Foreign Investment must pay the tax.
Besides foreign contractors, such entities include banks and law firms. Joint ventures and wholly-owned foreign companies normally come under the Law on Foreign Investment, which already has withholding tax provisions.
Withholding tax hits interest and dividend payments from firms. It can be exempt where bilateral tax treaties apply.

Allan Marlin, general manager at ANZ Bank in Vietnam, said current understanding of the circular was banks that borrowed money from their offshore parent -- say to increase liquidity -- must pay withholding tax on the interest payments.
It would also affect any intra-group borrowing by foreign contractors or law firms.
``As the circular relates to foreign contractors and is not a specific circular on interest withholding tax it would appear that foreign bank branches among others have been unintentionally caught,'' Marlin told Reuters.

A letter dated January 29 from Le Duc Thuy, permanent deputy governor of the central bank, also appears to make banks responsible for collecting the withholding tax on offshore interest payments made by their corporate clients.
Hanoi has 33 dual-taxation agreements, the General Department of Taxation said on Monday, but bankers said it was unclear how these would operate in relation to Circular 169.
A tax official said entities affected by the withholding tax would be exempt or be eligible for a tax reduction if the loan fell under a dual-taxation agreement.

``This means the new tax will not make business costs increase,'' said the official, who declined to be identified.
Tim Reinold, managing partner at lawyers Freehill Hollingdale & Page in Hanoi, said it appeared the government would not allow the banks affected to pass on any extra cost to borrowers in Vietnam.
He said the central bank, the State Bank of Vietnam, had issued a notice stating the current ceiling of 7.5 percent on U.S. dollar loans could not be raised to accommodate the tax.

``What they are saying is banks have to build the tax into their margins which makes the cost of lending that much more expensive and difficult,'' he said by telephone.
``It's just another cost to doing business and it appears they are discriminating against foreign lenders.'' It was unclear if foreign banks or chambers of commerce have attempted to lobby the government over the move.

Reuters - March 08, 1999.